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Financial Support

Latest help available can be found on this page.

Fees and Funding

Financial Support

If you’re thinking about studying at college, you need to consider three main issues:

  • Will I have to pay my own course fees?
  • Will I get financial help with the costs of study including travel, childcare and meals?
  • If I take out a Student Loan or a 24+ Advanced Learning Loan, how much will the loan repayments be?

The good news is that a lot of students get financial support towards the cost of studying. For example:

  • Students aged 16-18 do not pay any course fees
  • Students age 19 + do not have to pay to study basic or GSCE English and Maths who have not already achieved GCSE A-C
  • Students age 19 + in receipt of unemployment benefits/Universal credits do not usually pay course fees
  • Many of our students receive support towards their travel, study and childcare expenses via our Learner Support Fund.

The financial support you can receive depends on your age, the level of course you will be studying and your family / personal income. Some support is accessed through the College and some you will need to apply to other organisations for.

We have summarised what is available below for you and our Student Services team will be happy to provide you with further information.

The Deal – Your Part

With funding come rules.  They are:

  • Funding is awarded for one academic year. If you are on a two year course or come back next year for another course you will need to apply again.  This is because circumstances change and sometimes Government changes what we receive too.
  • You have to be enrolled on your course before your funding starts
  • You will need to maintain a minimum attendance of 90% to continue receiving the support throughout the year Getting financial help is dependent on you meeting the attendance, punctuality and behaviour expected as set of out in the college charter.

If you are having any difficulties then speak to your tutor or Student Services as soon as you can.

The Deal – Our Part

  • To apply for financial support from the college, you will need to complete an online application. More information about eligibility and applying can be found by clicking on the relevant age group tab
  • We know how important financial support is so we will always aim to make prompt payments. At busy times we will prioritise those in most need
  • If for any reason you are not happy with your award, speak to the Student Services team who can explain how the application has been assessed

Fraudulent Claims

We have an obligation to make sure the funds given to us to support students are distributed fairly and reach those who need it most which is why we ask for detailed information at application. If, following investigation claim is considered to be fraudulent we will ask for any money awarded to be repaid in full and may take court action.

Employer Sponsorship

If your employer has agreed to pay your fees and you would like us to invoice them, download the Employer Fee Payment Contract, or request one from Student Services. You need to get this completed by an authorised representative of your company and you need to bring it along when you enrol.

Please note the information provided on this page is based on current government guidelines and figures and may be subject to change.

Students 16 – 18

Funding for students aged 16-18

Full-time education is free to everyone under 19 on 31st August in the year you start your study programme. Depending on your course, you may have to pay for some trips, materials and equipment. If you do, then we will let you know about this at interview or at enrolment.

Additional financial help may also be available to you, this includes the 16-18 Learner Support Fund and FE Free Meals.

The 16-18 Learner Support Fund

The government gives the college a limited fund to help those in most financial need with the cost of study. If you are eligible for the Learner Support Fund you may be able to receive the following;

  • Help towards travel costs
  • A contribution towards equipment and materials costs – if you have kit or equipment to buy as part of your course, or essential text books, then you might be able to get help with the cost
  • Payment of any trips that are organised as part of your course
  • A voucher to enable you to buy a meal while you are at college

You will be eligible to apply for this funding if:

  • You are 16, 17 or 18 on 31st August 2015 and enrolled onto a funded course
  • You have the right to live in the UK – if you are an asylum seeker or refugee you will need to provide a copy of your Home Office letter or passport
  • You live in a household where your gross annual income for the last 12 months has been £25,000 or less (subject to change)

Guaranteed Bursary

The government provides some additional funds to support young people who are particularly vulnerable. You will be eligible to apply for this funding if you are:

  • In care or have recently left care
  • In receipt of Income Support
  • In receipt of Personal Independence Payment (PIP)
  • In receipt of both Employment Support Allowance and Disability Living Allowance.

Anyone falling into the above groups will be able to receive up to £1200 per year which is paid on a weekly basis directly into student’s bank accounts.

FE Free Meals

If you had free meals at school you can now apply for FE Free Meals to use in the College restaurants for either a breakfast or lunch on the days you are timetabled to be in college.

If you are 16, 17 or 18 on 31st August 2015 and enrolled on a funded study programme (apprentices are not eligible). Students who turn 19 during their study programme will continue to be eligible for a free meal until the end of the academic year in which they turn 19 or to the end of their study programme, whichever is sooner.

You will be eligible if your parent/carer is in receipt of one of the following benefits:

Income Support

  • Income-based Jobseekers Allowance
  • Income-related Employment and Support Allowance (ESA)
  • Support under part VI of the Immigration and Asylum Act 1999
  • The guaranteed element of State Pension Credit
  • Child Tax Credit (provided they are not entitled to Working Tax Credit) and have an annual gross income of no more than £16,190, as assessed by Her Majesty’s Revenue and Customs
  • Working Tax Credit run-on – paid for 4 weeks after you stop qualifying for Working Tax Credit during the initial roll out of the benefit, Universal Credit

How to apply for the college Learner Support Funds

To apply for any of the college funds, you will need to complete the on-line application and scan the relevant documentation evidencing your household income and residency. You’ll also need your own UK bank account. For childcare support you will need to provide children(s) birth certificate(s) and proof of child benefit.  Once you have completed the on-line application and provided the specified evidence, a decision can be made about your funding.

Child Care – Care to Learn

If you’re under 20 years old and have children, Care to Learn can help you with the cost of your childcare while you’re studying. You could receive up to £160 per week for each child.

For further information, go to www.direct.gov.uk/caretolearn or contact the Care to Learn helpline 0800 121 8989.

Information about local childcare provision can be obtained from the Coventry Family Service Directory, telephone 024 7683 4373 or visit their website here.

Please note the information provided on this page is based on current government guidelines and figures and may be subject to change.

Students 19 and over

Funding for students aged 19 and over – FE Courses

Funding and financial support for anyone over the age of 19 studying in further education is a complex picture.  There are a lot of different criteria taken into account including personal circumstances, the course you are studying and what qualifications you already have.

Tuition and exam fees

If you are aged 19 and over you will need to pay exam and tuition fees unless you fall into one of the fee remission groups determined by the Government.  These broadly include:

  • Anyone claiming Job Seekers allowance or other income based benefits
  • Anyone studying basic English or Maths, or GCSE English and Maths (who has not already achieved grade A-C)
  • Students aged 19-23 studying their first level 2 or 3 qualification

When you come to enrol we will carry out a full fee assessment with you.

Payment of Fees

We have a number of ways you can pay your fees

  • 100% Settlement – This can be made by cash or cheque (made payable to City College Coventry) or credit/debit card
  • Instalments –  We can arrange for you to pay over 3 instalments (on courses costing £200 or more) if you pay  35% deposit (or minimum of £100) is paid at enrolment and you put in place a standing order payment plan Please note that there is a £15 administration charge for this service
  • Employer Sponsorship – If your employer has agreed to pay your fees and you would like us to invoice them, then download the Employer Fee Payment Contract or request one from Student Services.  You need to get this completed by an authorised representative of your company and you need to bring it along when you enrol.

Learner Support Fund (LSF)

The government gives the college a fund to help those in most financial need with the cost of study. If you are eligible for the discretionary Learner Support Fund you may be able to receive the following;

  • Course fees – help towards paying for your course fees, including exam and registration fees
  • Help towards travel costs
  • A contribution towards equipment and materials costs – if you have kit or equipment to buy as part of your course, or essential text books, then you might be able to get help with the cost
  • Payment of any trips that are organised as part of your course
  • Support towards childcare costs. Please note, we can only make payments to childcare providers who hold a current Ofsted Certificate of Registration for daycare. All payments are made directly to the childcare provider, monthly in arrears

You will be eligible to apply for this funding if:

  • You are aged 19 or over on 31st August 2015
  • You have the right to live in the UK – if you are an asylum seeker or refugee you will need to provide a copy of your Home Office letter or passport
  • Have a household income for the previous year which is £25,000 or less (subject to change)

How to apply for the college Learner Support Funds:

To apply for any of the college funds, you will need to complete the on-line application and scan the relevant documentation evidencing your household income, benefits and residency – such as passport, birth certificate or Home Office documentation. You will also need your own UK bank account.

For childcare support you will need to provide children(s) birth certificate(s) and proof of child benefit.  Once you have completed the on-line application and provided the specified evidence, a decision can be made about your funding.

24+ Advanced Learning Loans

Most learners aged 24 and over, studying at level 3 and above, will qualify for these loans. It’s easy to apply, your household income isn’t taken into account and there is no credit check. You won’t have to pay anything back until your income is over £21,000 a year.

To qualify you must be:

  • Aged 24 or over on the first day of your course (there’s no upper age-limit)
  • A UK or EU citizen
  • An international student with UK residency rights, who has lived in the UK, the Channel Islands or the Isle of Man for three years prior to course start date
  • Enrolling on an eligible course at level 3 and above which includes: Access to HE Diplomas and other Diplomas and Certificates at Level 3
  • For a more detailed eligibility assessment, please follow the link below to the Student Loan Company online eligibility checker here
  • The minimum loan amount you can apply for is £300; the maximum loan amount you can apply for is the total course fee charged by the college. Please note that if you apply for a loan amount which is less than the college’s course fee, you will have to pay the difference to the college
  • Applying is easy, you can apply for a loan from April 2015 for courses starting between 1 August 2015 and 31 July 2016. We will give you a ‘Funding and Information Letter’ when an offer of a place has been made to you, this letter has all the information needed to apply for the loan
  • You apply online to Student Finance England using the online application form here, or you can download the forms and apply by post
  • Student Finance England (SFE) will pay the loan directly to the college. You are able to apply in more than one year (up to four loans), for different qualification types, to help you progress in your studies.

What happens if you withdraw from your course?

If you withdraw from your course within 2 weeks of the course start date, the loan will not come into effect and you will not have to repay anything back. If you leave the course after more than two weeks then you’ll be liable to repay the loan payments that have been made to the college on your behalf, for the time you have been on the course.

Please note you may also be required to pay the remainder of your course fees to the college.

Paying the loan back?

You will start repaying your loan from April 2017 and will only start making repayments if your income is more than £21,000 per year.  You will only pay back 9% of any income above £21,000 a year.

If you stop working, or your income falls back below £21,000, your repayments will stop and only start again when your income is more than £21,000 a year.

Any loan remaining 30 years after you were due to start making repayments will be written off.

Access to HE courses and Loans

If you take out a loan for an Access to Higher Education course and then go on to complete a Higher Education course you will have your loan for the Access course written off.

Getting advice

You need to consider your own circumstances and what is right for you before choosing to take out a loan. You can get independent financial advice from the Money Advice Service here.

There’s loads of information about the 24+ Advanced Learning Loans, including information about the application process at  here.

Please note the information provided on this page is based on current government guidelines and figures and may be subject to change.

HE Course Funding

Thinking of studying for a university level qualification? Let us explain the facts to you

You can apply for loans to cover your tuition fees and help towards your living costs. The main types of finance available are Tuition Fee Loan, Maintenance Loan  and Maintenance Grants & Bursaries.

TUITION FEE LOAN

As a new full time student you are entitled to a Tuition Fee Loan of up to £9,000 to cover your fees (doesn’t depend on your household income), which you won’t have to pay back until you’re earning over £21,000 a year. The good news is that our fees are much lower than this.

Eligible students won’t have to pay any tuition fees up front*

Eligibility

  • Your course must be in the UK and be a first Degree, a Foundation Degree, a Certificate of Higher Education, a Diploma in Higher Education (DipHE), a HNC, a HND or similar
  • It must be your first higher education qualification.
  • You can only apply if you’re a UK national or have ‘settled status`
  • You normally live in England
  • You’ve been living in the UK for 3 years before starting your course

Repayments

You won’t start paying your loan back until you’ve left university and your income is more than £21,000 per year. See below for the repayment amounts in relation to your salary.

Yearly income (before tax) – Monthly repayment (regardless of loan amount)

Up to:
£21,000 – £0
£25,000 – £30
£35,000 – £105
£45,000 – £180
£55,000 – £255

SUPPORT WITH LIVING COSTS

Maintenance Loan

You can get up to £8,009 (London rate of loan) depending on your household income and where you’re living and studying, to help with living costs. The basic rate of Maintenance Loan (65% of the maximum rate) doesn’t depend on your household income and the remaining 35% does. The Maintenance Loan has to be paid back but not until you are earning over £21,000 a year.

Maintenance Grant (or Special Support Grant)

This is a grant of up to £3,387 to help with living costs which doesn’t have to be repaid. How much you can get depends on your household income:

Household income – Amount
£25,000 or less – Maximum £3,387 grant
£25,001 and £42,620 – partial grant, depending on household income
Over £42,620 – No grant

Disabled Students’ Allowances (DSAs)

DSAs are available to students who have extra costs because of a disability, long-term health condition, mental health condition or specific learning difficulty. DSAs don’t depend on household income. How much you get depends entirely on your circumstances. DSAs don’t have to be paid back.

Childcare Grant

The Childcare Grant helps with childcare costs if you have dependent children under 15 (under 17 if the child has special educational needs) in registered or approved childcare. You can get up to £155.24 a week for one child or up to £266.15 a week for more than one child, depending on your household income. This doesn’t have to be paid back.

Parents’ Learning Allowance

Parents’ Learning Allowance is to help with course-related costs if you have dependent children. You can get up to £1,573 a year depending on your income and the income of your dependants. This doesn’t normally have to be paid back.

Adult Dependants’ Grant

Adult Dependants’ Grant can help you if you have an adult who depends on you financially. You can get up to £2,757 a year depending on your income and the income of your dependants. This doesn’t have to be paid back.

All the information you need on eligibility and how to apply can be found here.